Shared Branch Locations

To better serve you, Lōkahi Federal Credit Union belongs to the CO-OP Shared Branching Service network of more than 5,000 credit union locations nationwide, throughout Hawaii, and in several countries around the globe including Japan, Guam, Canada, Puerto Rico, the United Kingdom, Netherlands, Germany, Spain, and Italy.

In addition, Lōkahi FCU also belongs to Hawaii Network Shared Branching for Credit Unions with convenient account access at over 70 participating Hawaii credit unions located throughout Hawaii.

Now Lōkahi FCU members can walk into any CO-OP or Hawaii Network shared branch location and conduct basic transactions just as if they were at a Lōkahi FCU branch. So, whether you are traveling abroad, leaving for college, or moving out-of-state, simply locate a CO-OP or Hawaii Network Shared Branch nearby and continue to have convenient access to your Lōkahi FCU account, from just about anywhere.

Shared Branch transactions include:

• Cash withdrawals (limited to $1,000 per member per day)*
• Loan payments
• Deposits
• Transfers between accounts
• Money orders or cashier’s checks
• Travelers cheques

Present the following when you visit a Shared Branch location:

• Photo ID (State Driver’s License, State or Military ID, Passport, or Consular Card)
• Our credit union name
• Your Member Number
• Your Account Number

IMPORTANT UPDATE - IDCheck Required for Shared Branch Transactions

Beginning May 1, 2025, members who use Shared Branch services in another state must pre-load their state-issued ID into the IDCheck application before visiting a participating location. For example, Lōkahi FCU members with a Hawaiʻi-issued ID visiting a credit union in California will need to use IDCheck. This application will replace the photo ID requirement.

To use IDCheck, visit https://verify.coop.org or scan the QR code located in the branch and follow these steps:

1. Enter your credit union's name or select it from the drop-down list.
2. Enter your Member Number (not your account number) and the last four digits of your Social Security Number.
3. Upload a photo of the front of your government-issued ID.
4. Upload a photo of the back of your government-issued ID.
5. Take a selfie for identification verification.
6. Receive a unique verification code (valid for 20 minutes).
7. Present this verification code to the Teller to proceed with your transaction.

If you are experiencing difficulties generating a verification code, please let a member of our team know, and we will assist you with verifying your identity. 

To locate a CO-OP Shared Branch location:

• Call 1.888.748-3266
• Find a CO-OP Shared Branch Location online.

To locate a HAWAII Shared Branch Location:

• Find a HAWAII Shared Branch Location online

*Some restrictions may apply, based on a location’s cash availability. Availability of funds deposited to your account will depend on your credit union’s policy. Funds may not be immediately available.